If you own a boat, you have a lot of things that can happen to your boat, other boats, and the people out on the water. Many boating accidents occur every year, and they can be costly to take care of. If you get into a boating accident, having a boat insurance policy to protect yourself pays. Without boat insurance, you could be out an enormous amount of money that will go to the damage caused. If you don’t have boat insurance yet, call us at High Favor Insurance in Birmingham, MI.

Boating Accidents

When a boating accident happens, the fault is usually decided, just as it would be with an auto accident. If you’re at fault for a boating accident, which can easily happen, you will be responsible for all the associated costs. This is often the injuries caused to other people as well as any damages caused to other people’s property. You may hit another watercraft and owe for the repairs or replacement of that watercraft. If there are injuries, you could end up with huge medical bills you have to pay. Your policy requires liability coverage for both bodily injury and property damage. 

Collision Coverage

Like auto insurance, boat insurance can include collision coverage if you choose it. This pays for the damage to your own watercraft if you get into an accident. It’s important to have this coverage to protect your investment in your boat. Don’t go without this coverage for your own financial protection in case of accidents. 

Get Boat Insurance 

Don’t wait another day when you need a boat policy to protect yourself financially. Call us now at High Favor Insurance in Birmingham, MI, to get started with a policy.